Terms and Conditions

In using this website you are deemed to have read and agreed to the following terms and conditions:

1. Collection of Information.

1.1 Survey Information.
www.dreambizcoaching.com collects information from individuals by various methods, including, but not limited to, when an individual voluntarily completes a www.dreambizcoaching.com survey, order form, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by third parties (collectively, a “Survey”). (As used herein, “online” means using the Internet, including the Websites, and related technologies, and “offline” means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys,www.dreambizcoaching.com may ask an individual to provide various information to www.dreambizcoaching.com, which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time (together, “Survey Information”).www.dreambizcoaching.com may also collect information concerning an individual from another source and uses that information in combination with information provided from this web site. Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information towww.dreambizcoaching.com, but an individual may receive incentives from www.dreambizcoaching.com in exchange for providing Survey Information to www.dreambizcoaching.com.

1.2 Third Party List Information.
www.dreambizcoaching.com collects information from individuals when an individual provides information to a third party andwww.dreambizcoaching.com subsequently purchases, licenses, or otherwise acquires the information from the third party (the “Seller”). Such purchased information may include, but is not limited to, an individual’s name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, credit card information, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided to the Seller (together, “Third Party List Information”). When acquiring Third Party List Information,www.dreambizcoaching.com seeks assurances from the Seller that the Seller has a right to transfer the Third Party List Information towww.dreambizcoaching.com and that the Seller has a right to provide offers from advertisers to the individuals whose personal information is included on the Seller’s list.

1.3 Other Information.
Other occasions when www.dreambizcoaching.com obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by www.dreambizcoaching.com (2) when an individual requests assistance through www.dreambizcoaching.com‘s customer service department, and (3) when an individual voluntarily subscribes to awww.dreambizcoaching.com service or newsletter (together, “Other Information”).

1.4 Cookies, Web Beacons, and Other Info Collected Using Technology.
www.dreambizcoaching.com currently uses cookie and web beacon technology to associate certain Internet-related information about an individual with information about the individual in our database. Additionally, www.dreambizcoaching.com may use other new and evolving sources of information in the future (together, “Technology Information”).

(a) Cookies.
A cookie is a small amount of data stored on the hard drive of the individual’s computer that allows www.dreambizcoaching.comidentifies the individual with his or her corresponding data that resides in www.dreambizcoaching.com‘s database. You may read more about cookies at http://cookiecentral.com. Individuals who use the Websites need to accept cookies in order to use all of the features and functionality of the Websites.

(b) Web Beacons.
A web beacon is programming code that can be used to display an image on a web page but can also be used to transfer an individual’s unique user identification (often in the form of a cookie) to a database and associate the individual with previously acquired information about an individual in a database. This allowswww.dreambizcoaching.com to track certain web sites an individual visits online. Web beacons are used to determine products or services an individual may be interested in, and to track online behavioral habits for marketing purposes. For example,www.dreambizcoaching.com might place, with the consent of a third party website, a web beacon on the third party’s website where fishing products are sold. When Bill, an individual listed inwww.dreambizcoaching.com‘s database, visits the fishing website,www.dreambizcoaching.com receives notice by means of the web beacon that Bill visited the fishing site, andwww.dreambizcoaching.com would then update Bill’s profile with the information that Bill is interested in fishing.www.dreambizcoaching.com may thereafter present offers of fishing related products and services to Bill. In addition to using web beacons on web pages, www.dreambizcoaching.com also uses web beacons in email messages sent to individuals listed inwww.dreambizcoaching.com‘s database.

(c) New Technology.
The use of technology on the Internet, including cookies and web beacons, is rapidly evolving, as is www.dreambizcoaching.com‘s use of new and evolving technology. As a result,www.dreambizcoaching.com strongly encourages individuals to revisit this policy for any updates regarding its use of technology.

1.5 Outside Information.
www.dreambizcoaching.com may receive information about individuals from third parties or from other sources of information outside of www.dreambizcoaching.com including information located in public databases (“Outside Information”).

1.6 Individual Information.
As used herein, Individual Information means Survey Information, Third Party List Information, Other Information, Technology Information, and Outside Information, and any other informationwww.dreambizcoaching.com gathers or receives about individuals.

1.7 No Information Collected from Children.
www.dreambizcoaching.com will never knowingly collect any personal information about children under the age of 13. Ifwww.dreambizcoaching.com obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from our database. Because it does not collect such information, www.dreambizcoaching.com has no such information to use or to disclose to third parties.www.dreambizcoaching.com has designed this policy in order to comply with the Children’s Online Privacy Protection Act (“COPPA”).

1.8 Credit Card Information.
www.dreambizcoaching.com may in certain cases collect credit card numbers and related information, such as the expiration date of the card (“Credit Card Information”) when an individual places an order from www.dreambizcoaching.com. When the Credit Card Information is submitted to www.dreambizcoaching.com, such information is encrypted and is protected with SSL encryption software. www.dreambizcoaching.com will use the Credit Card Information for purposes of processing and completing the purchase transaction, and the Credit Card Information will be disclosed to third parties only as necessary to complete the purchase transaction.

2. Use of Individual Information.

2.1 Discretion to Use Information.
THE COMPANY MAY USE INDIVIDUAL INFORMATION FOR ANY LEGALLY PERMISSIBLE PURPOSE IN COMPANY’S SOLE DISCRETION. The following paragraphs in Section 2 describe how www.dreambizcoaching.com currently uses Individual Information, but www.dreambizcoaching.com may change or broaden its use at any time. As noted below,www.dreambizcoaching.com may update this policy from time to time. www.dreambizcoaching.com may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses. If you do not wish us to use personal information about you to promote or sell our products and services or to sell, transfer or otherwise provide personal information about you to third parties, please inform us by contacting customer service at 888-222-4470and we will certainly honor your request.

2.2 Email.
www.dreambizcoaching.com uses Individual Information to provide promotional offers by email to individuals.www.dreambizcoaching.com may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list.

2.2(a) Content of Email Messages.
In certain commercial email messages sent bywww.dreambizcoaching.com, an advertiser’s name will appear in the “From:” line but hitting the “Reply” button will cause a reply email to be sent to www.dreambizcoaching.com. The “Subject:” line ofwww.dreambizcoaching.com email messages will usually contain a line provided from the advertiser to www.dreambizcoaching.com.

2.2(b) Solicited Email.
www.dreambizcoaching.com only sends email to individuals who have agreed on the Websites to receive email fromwww.dreambizcoaching.com or to individuals who have agreed on third party websites to receive email from third parties such aswww.dreambizcoaching.com. www.dreambizcoaching.com does not send unsolicited email messages. As a result, statutes requiring certain formatting for unsolicited email are not applicable towww.dreambizcoaching.com‘s email messages.

2.3 Targeted Advertising.
www.dreambizcoaching.com uses Individual Information to target advertising to an individual. When an individual is using the Internet,www.dreambizcoaching.com uses Technology Information (see also Section 2.5 below) to associate an individual with that person’s Individual Information, and www.dreambizcoaching.com attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. www.dreambizcoaching.commay, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.

2.4 Direct Mail and Telemarketing.
www.dreambizcoaching.com uses Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones.

2.5 Use of Technology Information.
www.dreambizcoaching.com uses Technology Information (1) to match a person’s Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person’s online browsing habits on the Internet, (3) to determine which areas ofwww.dreambizcoaching.com‘s web sites are most frequently visited. This information helps www.dreambizcoaching.com to better understand the online habits of individuals so thatwww.dreambizcoaching.com can target advertising and promotions to them.

2.6 Profiles of Individuals.
www.dreambizcoaching.com uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.

2.7 Storage of Individual Information.
www.dreambizcoaching.com stores the Individual Information in a database on www.dreambizcoaching.com computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information underwww.dreambizcoaching.com‘s control. Not with standing such measures, www.dreambizcoaching.com cannot guarantee that its security measures will prevent www.dreambizcoaching.comcomputers from being illegally accessed, and the Individual Information on them stolen or altered.

3. Dissemination of Individual Information.

3.1 Sale or Transfer to Third Parties.
www.dreambizcoaching.comWILL NOT SELL OR TRANSFER INDIVIDUAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE WHATSOEVER UNLESS AS STIPULATED HEREIN.

3.2. Unsubscribe Procedures.
If you wish to discontinue receiving email messages fromwww.dreambizcoaching.com please email us at info@www.dreambizcoaching.com